Start-up costing | Business plan template 

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If you're thinking of starting a business, a start-up costing sheet can help you determine how much money you need to start. It can also help you find the right amount of finance and determine how much money you need to invest from other sources. Your start-up costing can be prepared well before you start your business and can give you a more realistic idea of what it will cost. See our Business finances topic for more information on managing and seeking finance.

On your start-up costing sheet, list all your start-up costs with each dollar amount. Once you have all of your items listed, total the amounts under your group headings. Use the outline below as your starting point for your start-up costing sheet.

Start-up costs

  • Registrations
    • Business name
    • Licences
    • Permits
    • Domain names
    • Trade marks/designs/patents
    • Vehicle registration
  • Membership fees
  • Accountant fees
  • Solicitor fees
  • Rental lease cost (Rent advance/deposit)
  • Utility connections & bonds (Electricity, gas, water)
  • Phone connection
  • Internet connection
  • Computer software
  • Training
  • Wages
  • Stock/raw materials
  • Insurance
    • Building & contents
    • Vehicle
    • Public liability
    • Professional indemnity
    • Product liability
    • Workers compensation
    • Business assets
    • Business revenue
  • Printing
  • Stationery & office supplies
  • Marketing & advertising
  • Total start-up costs (add up all your start-up costs)

Equipment or capital costs

  • Business purchase price
  • Franchise fees
  • Start-up capital
  • Plant & equipment
    • Vehicles
    • Computer equipment
    • Computer software
    • Phones
    • Fax machine
  • Security system
  • Office equipment
    • Furniture
    • Shop fit-out
  • Total equipment or capital costs (add up all your equipment or capital costs)

Whether you have already started or intending to start you'll need to fill in actual or estimated figures against each cost item. If using estimated costs, you'll need to label them clearly. When preparing a start-up costing sheet, ensure you also clearly state whether your figures are GST inclusive or exclusive.

Download our Start-up costing template (Excel, 0.02MB) to access an interactive version of this template.