The Rural Financial Counselling Service provides free and independent financial counselling to eligible farmers, fishers, foresters and small related enterprises who are experiencing, or at risk of, financial hardship.

The Rural Financial Counselling Service Program aims to:

  • transition clients out of financial crisis; 
  • improve clients’ business profitability or facilitate a dignified exit; and
  • improve clients’ financial well-being and resilience.

The outcome of the program is that clients who engage with the service become financially self-reliant, and their businesses are better prepared to deal with risk.

Rural financial counsellors do not give family, emotional or social counselling or financial advice. But they can refer you to other professional services, including accountants, agricultural advisors, education services, and mental health support.

Check the service provider page to find your nearest rural financial counsellor.

  • Cost:
    Free
  • Delivery type:
    Phone services
  • Service area:
    Australia-wide

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