Types of insurance

Before choosing an insurance policy you'll need to evaluate your business's insurance needs. Your insurance requirements may vary considerably depending on the type of business you operate.

Some insurers offer insurance package policies specially tailored to cover your business needs. There are also individual products that may be relevant to the particular nature of your business.

Industry associations sometimes buy insurance in bulk to provide better deals to their members. They also provide important insurance advice that is specific to the industry. If you are a member of an industry association, contact them to find out how they can help you.

There are three broad types of business insurance:

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