Energy finance options

Despite all the benefits, it’s often difficult to find money to invest in energy saving equipment. However, there are a range of finance options available that can help you fund your energy management activities.


Leasing new equipment is one option that reduces the up-front cost of switching to more energy efficient equipment or machinery. A lease may also give you the added flexibility of upgrading the equipment as technology improves, switching to something else if it wasn’t a suitable option, or in some cases purchase the equipment at the end of the lease.

If you’re considering leasing solar panels or entering into a power purchase agreement that includes the purchase of any electricity generated, carefully check the financing costs, requirements regarding the purchase price, and whether it is a net or gross arrangement to ensure that the deal meets your business needs.

Read the NSW Resources and Energy topic on choosing and installing solar panels.

On-bill financing

Some energy retailers offer on-bill finance. This is where the retailer provides you with the energy efficiency equipment in return for regular repayments added to your energy bill. Ownership is then transferred on the final payment of finance. Contact your service provider to see if they offer this service.

Energy performance contracts

Energy performance contracts are commonly used in the commercial building sector. Energy service companies guarantee you a reduced energy bill by identifying potential savings in a building’s operations, commissioning and funding a retrofit of the building and using the energy saved to fund the upfront costs.


Energy programmes are available specifically for businesses looking to improve the energy efficiency of their business. Eligibility requirements may vary depending on the size of your operations.

Search our Grant Finder tool to find out what applies to you. Some state or territory governments also offer specific energy programmes for local businesses that provide an energy audit and a rebate or refund for eligible energy upgrades.

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