National Bushfire Recovery Agency

The National Bushfire Recovery Agency was established to lead and coordinate a national response to rebuild communities affected by bushfires.

You can stay up-to-date on the services and assistance you may need to rebuild and recover from the bushfire on the National Bushfire Recovery Agency website.

Grants and assistance


Urgent financial assistance from the government is available to bushfire affected communities. You can find information on the types of assistance available on the Disaster Assist website.

Small business recovery grants and loans

To help small businesses recover, the Australian and state governments are providing the assistance.

Small business grant

Grants for small businesses of up to $10,000 for eligible small businesses in selected fire-affected Local Government Areas. You can apply for a small business grant through your state government:

Concessional loan

concessional loans of up to $500,000 for eligible small businesses (including primary producers) and non-profit organisations. You apply for a concessional loan through your state government:

Recovery grants

Recovery grants of up to $50,000 for eligible small businesses and non-profit organisations. You apply through your state government:

Strengthening Business

The Strengthening Business service from the Entrepreneurs' Programme will help your business recover from the effects of the 2019-20 bushfires. Strengthening Business provides access to experts who'll work with you to rebuild your business. They'll work with you to strengthen the systems, operations and strategies of your business. Additionally they will connect you to the services you need to recover. Learn more about the Strengthening Business service. 

State and territory grants and programs

Find a list of Australian Capital Territory grants and programs to help your business recover.

Find a list of New South Wales grants and programs to help your business recover.

Find a list of Queensland grants and programs to help your business recover.

Find a list of South Australian grants and programs to help your business recover.

Find a list of Tasmanian grants and programs to help your business recover.

Find a list of Victorian grants and programs to help your business recover.

Help applying for grants

You can get help filling in application forms for bushfire support from the team in your recovery centres. Find the nearest recovery centre in your state:

Advisory services

Business advisers and financial counselling can help you get the support and advice you need to recover your business.

Get help from business advisers to support your recovery from the bushfires.

Read about other financial counselling options.

Primary producers


If you're a bushfire affected farmer, fisher, forester or related rural business owner, support is available to help you recover your business.

You may be eligible for grants of up to $75,000 to help you with your immediate needs. Find out more about the emergency bushfire support for primary producers.

Find information, contacts and assistance for farmers.

Find your local Rural Financial Counselling Service.

Tax and super support


The Australian Taxation Office (ATO) is providing support to businesses impacted by the bushfires, such as giving extra time to pay or lodge tax forms and fast tracking any refunds owing to you.

Learn more about available tax support, your super obligations and who to contact for help.

Mental health support


The Black Summer bushfires were a traumatic event for everyone involved. It’s important that you and your employees get the right emotional support. If your business has been impacted by the bushfires, mental health support is available.

Learn more about how to manage mental health.

Find bushfire related mental health support and information.

Read about recovering after a natural disaster and where to get help.

Get help that's tailored to small business owners.

Insurance claims


If you need to make a claim on your small business or other insurance policy, the first step is to contact your insurer.

Find out about making an insurance claim if your business has been affected by the bushfires.

Check what to do following bushfire damage to your property.

Paying bills


If you're having trouble paying bills, such as your energy bill or bank payments, you should contact your retailer. Some organisations are offering help including freezes on bills and payment extensions.

Learn how banks can help bushfire affected customers.

Company fees


If you’re facing financial hardship due to the bushfires, the Australian Securities & Investments Commission (ASIC) can help you with payment arrangements for your company fees.

Read more about company fees for businesses impacted by bushfires.

Workplace health and safety


As an employer, you have an obligation to protect the health and safety of your staff while they’re at work. You can't ask your employees to start or continue to work if it's unreasonable or unsafe. If you must work, get specific advice from your local workplace health and safety organisation.

Contact your Work Health Safety (WHS) authority for specific guidance.

Assess and rebuilding your business


Before you start, it's a good idea to plan what you need to do to recover your business.

Our business recovery checklist and your business emergency management and recovery plan can help you to:

  • assess the impact of the bushfires on your business
  • prioritise and plan your efforts to recover
  • understand what you need to consider before you can return to business

If you’ve assessed the impact of the fires on your business, and decide to rebuild your business premises:

  • contact your insurer to check that you're covered for any damage to your property, before you start making any repairs, your insurer may need to authorise them
  • speak to builders about timeframes
  • talk to your local council about planning permits, if required
  • consider relocating your business to a temporary place such as a business centre or your home while you’re rebuilding
  • consider a virtual office service such as a phone answering service or remote secretarial service
  • be wary of importing materials to rebuild – check for extra costs like dumping and countervailing duties
  • look after your employees – encourage them to work from home or a temporary location if possible

Check what to do following bushfire damage to your property.

Use our Guide to continuing your business.