You are viewing a section of the Starting a Business Guide.

See the full guide 


Resources to help finance your business

While you're responsible for the financial wellbeing of your business, it's important to use professional advice and services when needed. Whether it's getting your financial accounts in order or seeking financial advice, there are a number of services available.

Financial professionals

There are lots of financial professionals available, so take some time to find one right for you. They can:

  • help you maintain your books
  • help you create and stick to a budget
  • monitor your cash flow
  • help you decide on things like buying new equipment, expanding your business and leasing or buying a commercial space.

Some of the financial professionals you might consider using include:

  • Accountant - can help with your business’ financial needs including preparing financial statements, managing your tax and providing you with financial and business advice.
  • Bookkeeper - can keep track of your day-to-day financial transactions, look after your banking, chase overdue payments, pay wages and prepare some financial statements.
  • Business Activity Statement (BAS) agent - can help you prepare and lodge your BAS to ensure you get it right the first time. They're registered professionals who are specialists in their field. You can find registered BAS agents on the Tax Practitioners Board (TPB) register.

Business assistance program

Register for business assistance at the ATO for help with your tax and super obligations, activity statements and the ATO's digital services.

Financial counsellors

If you're experiencing financial difficulty, a financial counsellor can help you manage your affairs in the short-term and plan for the future. Financial counsellors provide a free, confidential and independent service. To find a financial counsellor near you, visit ASIC's MoneySmart website.

Rural financial counsellors

The Rural Financial Counselling Service provides free financial counselling to eligible rural businesses dealing with financial hardship. Counsellors can visit your farm or business and provide you with information and referral services.

Free business adviser visits

Some advisory services offer free or low cost advice with finances. Search our advisory services to find an adviser in your local area.

Financial resources in your state or territory

Australian Capital Territory

New South Wales

  • Speak to a Business Connect advisor to help you understand your finances, key accounting concepts, cash flow and budgeting.

Northern Territory


South Australia



Western Australia


Thanks for your feedback. If you have any ideas on how we can improve, we'd love to hear them.

Please provide your comments in the feedback form.

You might also be interested in